Tag Archives: IRA Rollover Rules

Qualified Plan for IRA Rollover Distribution

IRAs have another function. If you are entitled to a lump-sum distribution when you leave an employer with a qualified rollover plan, you can simply rollover it to an existing or new IRA. Don’t worry about co-mingling rollover IRAs and the traditional IRA. That restriction went away some years ago. But, you can’t co-mingle a Roth and traditional IRA rollover accounts. Continue reading

What Types of Accounts Can Be Transferred to Your Rollover IRA?

When it comes to IRAs, the many names that exist for all of the different types of accounts can get confusing. If you’ve recently established a rollover IRA, you may be confused as to which types of accounts can be transferred into that rollover IRA. The following are some guidelines that will help you understand the process. Continue reading

Setting up Your Rollover IRA Distribution

In truth, the phrase “Rollover IRA Distribution” is a bit of a misnomer. A distribution is vastly different from a rollover and, in fact, this type of transaction really undercuts the whole process. However, there’s a way to set up a rollover from one IRA to another that preserves your retirement investments, but it must be separate from a distribution in order to maintain the tax deferred status of your savings. Continue reading

Which Rollover IRA Option is Right for You?

A rollover IRA allows you to consolidate all of those old accounts into one new one, making it easier to manage your investment options and plan for retirement.  In addition, most rollover IRA accounts offer a wider range of investment opportunities than your old employer’s plan Continue reading